Many people today have enjoyed the benefits of applying for auto loans and they have their vehicles to show for that. However, before you even think of applying, you need to know a thing or two about these loans. For starters, remember that car loans are not awarded to minors. Therefore, an applicant must be [...]

Bankruptcies decreased by 8 percent in fiscal 2011, according to the American Bankruptcy Institute.  In the first 9 months of this year, 1.47 million consumers and businesses filed for bankruptcy in the U.S. Bankruptcies filed by businesses decreased by 18 percent from 2010.  These include Chapter 7, 11, 12, and 13 filings. Consumer bankruptcies dropped [...]

EBay is an online auction website where people and businesses buy and sell goods. You probably already know that. What you may not know is how EBay can help you during your bankruptcy. First, EBay can help you adequately value your household property. The bankruptcy laws require that the debtor account for all personal property [...]

When in need of a new or used car, money plays a key role. For starters, you will need to have money to pay for the car you are to buy. You will also need cash to settle insurance and any miscellaneous bills that may arise during the transaction. If you do not have enough [...]

Friendly’s Ice Cream Corp. recently filed for Chapter 11 bankruptcy.  While the restaurant chain will continue to operate through the bankruptcy, officials say they plan to close 63 of their least profitable locations. The Massachusetts-based company listed between $100 and $500 million worth of assets and debts.  A Boca Raton-based creditor, Sun Capital, has plans [...]

 The holiday season is fast approaching, so it is important to start making wise financial decisions if you are considering bankruptcy. Below are three areas that individuals can create problems just before filing bankruptcy. By avoiding these activities during the holidays, you can avoid trouble and make all your seasons bright! First, avoid overspending. Financial [...]

I received many questions on my recent post Making The Case Against An Electronic Credit Report Dispute Letter, so I wanted to explain a little further for everyone in this post. If you’ve been considering repairing your credit with a credit report dispute, you might think that it’s just as simple as pulling your report and [...]