Everyone knows that the price of gold has skyrocketed over the past decade. During 2002 gold averaged around $300 per ounce, and by 2012 it climbed over $1,700 per troy ounce. Precious stones have also increased in value. An “average” 1 ct diamond sells for $10,000 more today than in 2002. These price increases can [...]

Everybody has a childhood dream that they are trying to fulfill. Some have always dreamed of owning a car ever since they were old enough to love cars. Buying a car is however a daunting process sometimes especially if you do not have what it takes. Fortunately, now people can seek auto financing to help [...]

In 2011, the state of Florida had the second most amount of bankruptcies in the U.S. with a total of 6,178 filings.  California had the most amount of bankruptcies with nearly double that of Florida; 15,803 consumers and businesses filed for bankruptcy in the state last year. Tennessee had the highest number of bankruptcy filings [...]

Stopping a Tax Offset for a Defaulted Federal Student Loan Federal student loans are guaranteed by the US government and administered by the Department of Education. When a borrower defaults on the loan, the Department of Education may refer the loan to the Department of the Treasury for collection. The Treasury issues your tax refund [...]

People with bad credit history know how hard it is to receive not only an auto financing loan but any other loan as well.  The best news is that you are still able to get a good auto finance loan even with a bad credit history. The best way to ensure that you will get [...]

On Saturday, this year’s winter boat parades began in South Florida.  The Seminole Hard Rock Winterfest Boat Parade took off from the Fort Lauderdale riverwalk and traveled up the New River to Lake Santa Barbara. The 40th annual parade featured the theme “Rockin’ Boats & Holiday Floats.”  A variety of different kinds of boats were [...]

 It is no secret that creditors want to be paid. Perhaps in a perfect world every debt would be paid in full and on time. Unfortunately, life happens and sometimes individuals are not able to pay their debts. Creditors are aware of this and try to protect themselves with binding contracts and agreements. One clause [...]