Stopping a Tax Offset for a Defaulted Federal Student Loan Federal student loans are guaranteed by the US government and administered by the Department of Education. When a borrower defaults on the loan, the Department of Education may refer the loan to the Department of the Treasury for collection. The Treasury issues your tax refund [...]

People with bad credit history know how hard it is to receive not only an auto financing loan but any other loan as well.  The best news is that you are still able to get a good auto finance loan even with a bad credit history. The best way to ensure that you will get [...]

On Saturday, this year’s winter boat parades began in South Florida.  The Seminole Hard Rock Winterfest Boat Parade took off from the Fort Lauderdale riverwalk and traveled up the New River to Lake Santa Barbara. The 40th annual parade featured the theme “Rockin’ Boats & Holiday Floats.”  A variety of different kinds of boats were [...]

 It is no secret that creditors want to be paid. Perhaps in a perfect world every debt would be paid in full and on time. Unfortunately, life happens and sometimes individuals are not able to pay their debts. Creditors are aware of this and try to protect themselves with binding contracts and agreements. One clause [...]

Many people today have enjoyed the benefits of applying for auto loans and they have their vehicles to show for that. However, before you even think of applying, you need to know a thing or two about these loans. For starters, remember that car loans are not awarded to minors. Therefore, an applicant must be [...]

Bankruptcies decreased by 8 percent in fiscal 2011, according to the American Bankruptcy Institute.  In the first 9 months of this year, 1.47 million consumers and businesses filed for bankruptcy in the U.S. Bankruptcies filed by businesses decreased by 18 percent from 2010.  These include Chapter 7, 11, 12, and 13 filings. Consumer bankruptcies dropped [...]

EBay is an online auction website where people and businesses buy and sell goods. You probably already know that. What you may not know is how EBay can help you during your bankruptcy. First, EBay can help you adequately value your household property. The bankruptcy laws require that the debtor account for all personal property [...]